
Grants & Funding
Helping Great Projects Move Forward
Securing funding can be one of the biggest challenges for businesses, property owners, non-profits, and community projects. That’s why PACT works to connect our members and community with resources that help turn good ideas into reality. Through in-house programs like our Revolving Loan Fund (RLF), Signage Grant Program, and Facade Improvement Grants, we provide local funding opportunities designed to encourage investment and growth right here in Appanoose County.
We also help identify and pursue state, federal, and private funding opportunities. Whether you’re starting a business, improving a property, expanding operations, or launching a community project, our team is here to help you find the right fit and build the strongest application possible.
Scroll down to explore both ongoing funding tools available year-round and current grant opportunities with upcoming deadlines. If you have a project in mind, we’d love to help you explore your options.
Revolving Loan Fund
The PACT Revolving Loan Fund (RLF) provides flexible, low-interest financing to help businesses start, grow, and invest in Appanoose County. Designed as gap financing, the program works alongside traditional lending and owner equity to help make projects possible when conventional financing alone isn’t enough.
Funding may be used for commercial property acquisition, down payment assistance, building improvements, machinery and equipment purchases, inventory expansion, start-up costs, and working capital to support growth. Whether you’re launching a new business, expanding an existing one, or relocating to Appanoose County, the RLF can help turn your plans into reality while strengthening our local economy.
For more information, contact Chandler Shook at (641)437-4102 or cha
RLF Success Stories

Bloom Greenhouse
“PACT was great to work with during the acquisition of our business, Bloom Greenhouse & Nursery (formerly Centerville Greenhouse). Their Revolving Loan helped fund some of our most important assets, including the purchase of delivery trucks that expanded our greenhouse’s distribution beyond local retail businesses and strengthened our overall operations. The entire process was quick, easy, and handled by a team that truly wanted to see us succeed.”
– Jeff & Jessica Sisul, Owners

Jef-Scot Metals Industries Inc
“The PACT team was incredibly easy to work with—professional, accommodating, and genuinely supportive of local businesses like ours. They guided us step by step through the entire process, from the initial application to final funding, making everything straightforward and stress-free. The loan terms they offered were highly competitive, with favorable interest rates and repayment periods that fit our needs perfectly. We highly recommend PACT to any business in Appanoose County looking for flexible, community-focused financing. They truly invest in our local economy and help companies like ours grow and thrive.”
-John Darien, Vice President

Traxler Hall (IHCC Centerville)
“PACT’s Revolving Loan Fund was absolutely essential to making Traxler Hall Dorms, a reality. Their early investment helped move the project forward and, just as importantly, PACT played a key role in connecting our development team with additional regional funding opportunities when their funds alone weren’t enough. That support allowed us to build attractive, high-quality student housing that filled immediately upon opening. The success of Traxler Hall has already sparked conversations about a second phase, which speaks volumes about both the demand and the strength of the partnership.”
-Jeff Kulmatycki, Developer
Grants & Funding Opportunities in Appanoose County
Open 4 Business Grant (Currently Accepting Applications)
LOCAL APPLICATION DUE DATE: JUNE 8TH. CLICK HERE TO DOWNLOAD THE APPLICATION OR STOP BY THE PACT OFFICE FOR A PHYSICAL COPY.
The Open 4 Business program is a statewide business development grant opportunity through Main Street Iowa that awards up to $25,000 in reimbursement funding to help small businesses grow, innovate, and invest in their future.
Because each Main Street community may submit only one business to the statewide competition, Main Street Centerville hosts a local contest to determine which project will advance to the state level. Businesses submit their project ideas locally, and one applicant will be selected to represent Centerville.
The winner of the local contest will receive a $1,250 cash prize upon submission of their state application, thanks to the generous support of Community 1st Credit Union, Iowa Trust and Savings Bank, US Bank, Farmers Bank of Northern Missouri, & Iowa State Bank.. Eligible projects may include equipment purchases, inventory, technology upgrades, website development, marketing initiatives, and display fixtures. Applicants should be prepared to provide a 25% cash match if selected to move on to the state competition.
Upper Story Housing Grant (Currently Accepting Application)
The CDBG Upper Story Housing Conversion Program provides significant financial assistance to property owners looking to transform vacant or unoccupiable upper-story downtown spaces into new residential units.
Funded through the State of Iowa, this program was created to help address housing shortages while preserving and revitalizing historic downtown buildings. Grant funding can provide up to $100,000 per housing unit, with projects eligible for up to $400,000 total, making it one of the most impactful housing development tools available to downtown property owners.
Beyond creating much-needed housing, upper-story conversions bring new life to downtown buildings, support local businesses, increase foot traffic, and help preserve the historic character that makes our community unique. Successful projects turn underutilized space into quality apartments while contributing to long-term community growth and economic vitality.
Applicants should be aware that the program includes specific eligibility requirements, including environmental and historic review processes, occupancy requirements tied to income guidelines, and vacancy requirements for the space being converted. Projects must meet all state and federal program requirements to be considered for funding.
For additional information about eligible projects and grant criteria contact Chandler at [email protected]
Challenge Grant (Opening Summer 2026)
The Main Street Iowa Challenge Grant is a highly competitive funding opportunity designed to support transformational building projects within designated Main Street districts. This program helps property owners tackle larger-scale rehabilitation and restoration projects that create new business opportunities, expand housing options, preserve historic buildings, and strengthen downtown investment.
Eligible projects may include façade improvements, upper-story housing renovations, first-floor commercial rehabilitation, structural repairs, building system upgrades, compatible new construction, and other substantial building improvement projects. Projects should be well-planned, preservation-minded, and capable of being completed within the grant contract period.
Grant awards typically range from $25,000 to $100,000 and require a dollar-for-dollar match from the applicant. Because Main Street Iowa allows only one application per Main Street program, Main Street Centerville conducts a local selection process to identify the strongest project for submission to the state.
Please note that building demolition projects, public government buildings, and religious facilities are not eligible for funding.
Congratulations to Cheryl & Zach Finch, recipients of the 2023 Main Street Iowa Challenge Grant!

For additional information about eligible projects and grant criteria contact Chandler at [email protected]
Appanoose County Community Fund (Closed)
This grant is made possible by gambling fund allocations from the State of Iowa and is limited to non-profit organizations located/operating within Appanoose County, Iowa. Funding priorities and scoring criteria for this grant include: community improvement, public service benefits, people impacted, permanency of project and projects that have matching dollars.
Congratulations 2026 ACCF Grant Recipients:
- Appanoose County Conservation — Kayaks and Accessories
- Appanoose County Family Alliance — Child Car Seats
- Appanoose County Historical Society — Parking Lot Exhibit
- Appanoose County Special Deputies — Police Gear
- Centerville Concert Association — Estes Auditorium Video Board
- Centerville Fire Rescue — Ambulance Equipment
- Centerville Garden Club — Centerville Sign Landscaping
- Cincinnati Volunteer Fire Department — Wildland Fire Gear
- City of Moravia — Painting/Decorations/Miscellaneous
- City of Mystic Car Show — Sound System for Car Show
- City of Mystic — Community Generator
- Friends of Moravia Library — Library Furniture
- Garrett Memorial Library — Storage Upgrades
- Historic Preservation Corporation — State Street Station Maintenance
- Indian Hills Community College — Water Feature at Centerville Campus
- Moravia Mohawk Archery — Archery Equipment
- Moravia Area Historical Society — Depot Ticket Counter & Paint
- Moravia Community Betterment — Pickleball Court Improvements
- Moravia School Child Care Program — Exterior Storage & Equipment
- Moravia Volunteer Fire & Rescue — Cold Water Rescue Equipment
- Moulton Crossline Center — Tables
- Moulton First Responders — Vacuum Mattress & Miscellaneous Equipment
- New Hope — South Façade Repair & Paint
- Traphouse of Appanoose County — Building Entrance Construction & Improvements
ACCF awarded $145,639.48 in grants through 24 projects in 2026, helping support community improvements, public safety, recreation, education, historic preservation, and quality of life initiatives throughout Appanoose County.
The ACCF grant cycle has closed for 2026.
Main Street Signage & Facade Grants (Closed)
Main Street Centerville offers annual grants for both signage (up to $500) & facades ($2,000) in the downtown district (the Centerville Square and one block off in any direction). The grant cycle has closed for 2026.
Congratulations to the 2026 Main Street Centerville Signage & Facade Grant Recipients:
- Red Nutrition
- Sud-Z-Paws
- The Quilted Frog
Appanoose County Tourism Grant (Closed)
The Appanoose County Tourism Grant program supports events, attractions, and marketing efforts that attract visitors from outside Appanoose County and contribute to overnight stays and tourism-related economic impact. This funding opportunity is geared toward local businesses, organizations, and communities seeking to promote Appanoose County as a destination through tourism-focused events, visitor attractions, or targeted marketing initiatives. Eligible applications fall into two categories—Events & Attractions and Marketing—and are evaluated based on clearly defined tourism criteria and a published scoring rubric. These competitive grants are intended to strengthen Appanoose County’s tourism economy by increasing visibility, visitation, and length of stay. The grant cycle for 2026 is closed.
Click Here to Download the 2026 Appanoose County Tourism Grant Summary Form
Congratulations to the recipients of the 2026 Appanoose County Tourism Grant Recipients:
- Appanoose County Conservation Board
- Appanoose Country Club
- Appanoose County Historical & Coal Mining Museum
- Centerville Community Schools
- Centerville Concert Assocation
- Centerville Farmers Market on the Square
- Centerville Garden Club
- Centerville Fire & Rescue
- City of Mystic
- Creative Chaos
- Historic Preservation Corporation
- Jim Irelan Men’s Wear
- Kolton’s Courts
- Markets in the Ville
- Moravia Firework Display Committee
- Mystic Brickstreet Car Show
- Papo’s Pumpkin Patch
- Valley View Event Center
